You Can Become Debt-Free

You can pay off all your debt. You don’t need to resort to bankruptcy; you do not need to call in an attorney to have the debt written down so that you only have to pay a fraction of it. What would you really learn if this is how your problem is fixed, anyway?

The reality is that there are millions of people every day working hard to pay off their debt. They’re working to live the life they can afford. True, there are fewer of them than in the past, but we are out there. And guess what? We are the ones who are going to be financially successful. We are going to have really enjoyed our lives and not necessarily all the stupid junk we bought. We are going to understand and be able to help others. Wouldn’t you love to be the first ones in your family to teach your children what money really means, help your family get on the right path, and not be buried by debt? Think of the advantages your children will have if they never have to make an interest payment in their lives.

As can be seen from our own stories, we both made horrible financial mistakes that put us in a gross amount of debt. However, despite what seemed at times to be insurmountable odds, we were able to overcome them. If you can see yourself in either of us at our lowest points, you should certainly be able to see yourself in us at our best. Your situation will likely have its uniqueness, but the basics are the same.

We never want to go back to the agonizing and depressing lifestyle that debt brought us. Been there! When you are in debt, it is always in the back of your mind. Every time you pay a bill or make a purchase, you think about your debt. Will you have enough to pay it off? What other bills do you have to pay? Can you afford to pay the rent this month? What about the phone, the electricity, or groceries? Every time you get a bill in the mail, the thought of your debt comes to mind. The bill collector is calling, the kids want more, and you forgot to pay the phone bill. The car needs new brakes; the dishwasher is on the fritz. Ahhhh! This is not the way you want to live your life. You only get one – at least, most of us do, Shirley McLaine!

Debt is suffocating. Debt holds you back and pushes you down. Debt prevents you from living the life you want to live. It keeps you from comfortably doing the things you want to do. It prevents you from preparing for your future, let alone the here and now.

What are you waiting for? The debt that weighs you down can be lifted off your shoulders. The reality is that with a little time, determination, and understanding and the principles we present in this book, you too can be debt-free and on your way to financial victory. Hearing our stories should help you see the opportunities that lay before you.

The very reason we wrote this book is because we’ve been through it. Having been there, we can provide you with effective guidance and support to achieve your financial goals. You can learn from our mistakes and achieve your own positive cash flow more quickly and with fewer errors.

At this point, you must ask yourself a few questions. “Am I committed to becoming debt-free?” “Am I ready to do what it takes to achieve financial success?” “Am I tired of the negative feeling carrying this debt causes?” “Am I prepared for the tough, but achievable fight ahead of me?”

If you answered “yes” to these questions, you’re already on our way to financial freedom. If you believe in your heart that you are ready to do what it takes to become debt-free, you’ve already made the first step. If you believe you can attain your goal, then you have nothing to lose. Get started today!

We Can All Live Debt-Free

The next step is to learn what it takes to become debt-free. There are millions of people who have worked hard to pay down their debt. They may have spent extra hours at work, taken out equity in their home, maybe consolidated and/or gone through bankruptcy, or they’ve made minor changes to their lifestyle, so that they could achieve the goal of being debt-free. Sadly, many have given up, drifted back to old habits. They may have gone out and rewarded themselves for their efforts, only to pile it up all over again.

One of the biggest lessons of becoming debt-free is living the principles of a debt-free life! We will teach you this. Although it’s not intuitive, living debt-free means you will have more money than ever and you can enjoy a much better quality of life. By using the tools in this book, not only will you be able to climb out of debt, but you’ll continue to stay debt free.